Flats essentially come in two forms. The first where an existing house has been split into two separate dwellings. The second is a block of flats where there could be many separate flats in one building whereas an apartment has more than one floor, usually two.
For a buyer the cost of a property is one of the most important things. An under construction property is likely to cost less than a ready-to-move-in property. Buyers get many options of under construction properties.
It is recommended to have a credit score of 620 or higher when you apply for a conventional loan. If your score is below 620, lenders either won’t be able to approve your loan or may be required to offer you a higher interest rate.
A Duplex Apartment can be found in converted houses or apartment blocks. Usually these types of flats are found towards the top of the buildings if they are in a block.
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